A cranial prosthesis is a custom-designed medical wig created for individuals experiencing hair loss due to medical situations. Reasons such as: · Chemotherapy or radiation treatments · Alopecia (areata, totalis, or universalis) · Trichotillomania · Thyroid conditions · Kidney disease · Cancer treatments · Genetic or medical-related thinning, balding, or stress-related loss

Yes, many plans do. The amount covered depends on your insurance provider and policy. Some companies will pay upfront, while others require you to pay first and then get reimbursed.       · Coverage can range from 80–100% of the cost · Most policies cover 1 cranial prosthesis per year · In some cases, the prosthesis may also qualify as a tax-deductible medical expense (check with your CPA)     ***Even if you don’t see “cranial prosthesis” in your policy, don’t assume you’re not covered. Always call your insurance provider to confirm.

1. Call Your Insurance Provider Ask them: ​ - Does my plan cover a cranial prosthesis? - What type is covered (human hair, synthetic, etc.)? -What documentation is required?   2. Get a Prescription From Your Doctor - Must say cranial prosthesis (not “wig”) - Should include procedure code A9282   3. Request a Doctor’s Letter - A letter can explain how hair loss affects your emotional well-being - Reinforces that your prosthesis is medically necessary, not cosmetic   4. Keep All Documentation - Save invoices, prescriptions, and insurance correspondence - These records are useful for both claims and tax purposes   5. Explore Tax Benefits - If medical expenses exceed 7.5% of your income, your cranial prosthesis may be tax deductible - Confirm with your tax advisor